Move beyond one-size-fits-all benefits. Offer your team the freedom to choose perks they truly value, celebrate milestones automatically, and foster a culture of genuine appreciation.
In four simple steps, launch a benefits program that excites your entire workforce and eliminates HR admin overhead.
Admins effortlessly assign PEP coin budgets to specific teams or individuals for categories like wellness, food, or learning.
Team members browse available perks in the mobile app, choosing how to spend allowances on things that matter to them.
Coins convert to balance on the Perkspe RuPay card, usable anywhere in India (offline or online), completely replacing vendor catalogs.
HR gets full visibility into perk utilization, tax-exemption compliance, and employee satisfaction through a powerful analytics dashboard.
A platform is only as good as its adoption. Perkspe is engineered to give employers ultimate control, while giving employees ultimate freedom.
Our dashboard allows HR teams to build complex perk structures effortlessly. Create, pause, or edit policies without technical help.
Set perk types and those will be loaded into that specific wallets which are mcc category code locked.
Support every aspect of your employees' lives with a vast catalog of benefit categories, all powered through a single card.
Gym memberships, fitness apps, mental health support, tele-consultations, and pharmacy expenses.
Online courses, certifications, books, industry subscriptions, and professional workshops.
Tax-compliant meal benefits (MCC locked), food delivery services, groceries, and dining out.
Internet bills, office furniture, ergonomic equipment, and other remote work essentials.
Tax-compliant fuel allowances, public transport passes, cab services, and travel expenses.
Celebrate birthdays, work anniversaries, and performance achievements with redeemable coins.
Tax-efficient allowances that increase take-home salary while remaining easy to administer.
| Allowance | Monthly | Annual | 💰 Annual Tax Savings by Tax Slab | |||
|---|---|---|---|---|---|---|
| 🟢 15% Slab | 🔵 20% Slab | 🟣 25% Slab | 🔴 30% Slab | |||
| 🍱 Meals | ₹8,800 | ₹1,05,600 | ₹15,840 | ₹21,120 | ₹26,400 | ₹31,680 |
| ⛽ Fuel | ₹7,000 | ₹84,000 | ₹12,600 | ₹16,800 | ₹21,000 | ₹25,200 |
| 🎁 Gift Cards | — | ₹14,999 | ₹2,250 | ₹3,000 | ₹3,750 | ₹4,500 |
| 📱 Phone and Internet | ₹2,500 | ₹30,000 | ₹4,500 | ₹6,000 | ₹7,500 | ₹9,000 |
| 📚 Books | ₹2,000 | ₹24,000 | ₹3,600 | ₹4,800 | ₹6,000 | ₹7,200 |
| 🎓 Learning & Upskilling | ₹3,000 | ₹36,000 | ₹5,400 | ₹7,200 | ₹9,000 | ₹10,800 |
| 💼 Total Allowance | ₹23,300 | ₹2,94,599 | ||||
| 💰 Total Tax Amount Saved | ₹44,190 | ₹58,920 | ₹73,650 | ₹88,380 | ||
Meal and gift limits are statutory under the Income-tax Rules, 2026 (effective 1 April 2026): meal vouchers are exempt up to ₹200 per meal when used at eating outlets, and gifts/vouchers up to ₹15,000 per year are exempt under both tax regimes. Fuel, phone, books, and learning figures are typical company policy amounts — these are exempt against actual bills for official use, with no fixed statutory cap. Savings shown are illustrative and depend on your tax regime, salary structure, and applicable conditions; consult your tax advisor for your specific case.
See how easy it is to launch a modern benefits program that your employees will actually love. Schedule a personalized demo with our experts today.