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All-in-one Employee Benefits Platform

Save on taxes.
Approve real expenses.
Reward your team.

Perkspe puts perks, expenses, and rewards into one platform and one prepaid RuPay card. Allocate coins, reimburse verified expenses, and give rewards to your best people from a single place.

Save more than Rs.15,000/yr^ on taxes
Perkspe dashboard

Instead of separate platforms, workflows and tools

Watch as perks, expenses, and rewards come together into a single elegant prepaid RuPay card, accepted at millions of merchants across India.

Perks card
Expenses card
Rewards card
Unified Perkspe RuPay card

Not another benefits marketplace.

Perkspe combines benefits, expenses, rewards and spend controls into a single financial infrastructure layer.

01

Spend benefits anywhere in India

No vendor marketplace. No empanelled merchants. Benefits are loaded directly onto a prepaid RuPay card.

  • Works online and offline
  • Accepted at millions of merchants
  • No unused balances
02

Verified expenses

Expenses are linked to the actual card transaction, not just a receipt image.

  • Merchant Name
  • Amount
  • Date and Time
03

Policy-enforced wallets

Meal, fuel and medical spending is enforced automatically using merchant category controls.

Meal Wallet ✅
Electronics Store ❌
04

Cash advances before spending happens

Instead of letting the employees foot the bill and making them create an expense and approving it and then reimbursing it weeks later...

Load cash advances directly to the employee card and automatically reconcile them after approval.

A win on both sides of the table

Benefits for
Your Employees
  • Save more than Rs.15,000^ a year on taxes
    Meal, medical and fuel perks are income-tax exempt up to prescribed limits. Real money in the pocket, not just on paper.
  • Spend perks anywhere, not just approved vendors
    One RuPay card works at any outlet across India. No lists, no restrictions, no complaints.
  • Cash advances before travel, not reimbursements after
    Stop fronting personal money for company trips. The advance is already on the card before you leave.
  • One card, one app, everything in one place
    Redeem coins, create expenses, check balance. All from the Perkspe app without switching tools.
Benefits for
Your Company
  • Perks that actually get used
    No more lapsed budgets. Because employees can spend anywhere, utilisation rates go up dramatically.
  • Verified transactions, not receipt photos
    Every approved expense is backed by a real card transaction with merchant name, date, time, and amount.
  • Category wallets enforce policy without HR chasing anyone
    Meal money goes to meals. Fuel money goes to fuel. The card handles compliance at every swipe.
  • Automated anniversary and milestone rewards
    Set it once. Perkspe issues coins on birthdays, work anniversaries, and custom milestones automatically.

Truly personalised for your company

Configure perks, expenses, and rewards to match exactly how your company works. Not the other way around.

Configure each perk exactly how you want it

Name it, schedule it, set the coin value, pick the category. Every perk in Perkspe is built around your company's actual benefits structure.

  • Custom name and category for each perk (food, medical, fuel, anniversary, recognition or general)
  • Food, medical and fuel automatically load into MCC-locked wallets. Policy enforced at the card level.
  • One-time or recurring. If recurring, choose the specific months and day each month.
  • Control whether coins are redeemable and whether they auto-transfer to card balance
  • For anniversary perks, choose whether coins arrive on the day itself or a few days before
Explore Perks and Rewards

Expenses your finance team will actually trust

Add custom fields to your expense forms. Set the field name, type, and whether it's required. Employees fill them in when submitting. Perkspe handles collection, validation, and reporting.

  • Custom fields: text, number, date, dropdown, yes or no
  • Fields appear automatically in the employee's expense creation flow
  • Every expense links to a real card transaction. No guesswork on approvals.
Explore Expense Management
Perkspe mobile app

One app for your employees

Redeem PEP coins, create expenses by picking a real card transaction, manage card balance and view spending history. Available on Android and iOS.

Get it on Google Play Download on the App Store

The Perkspe ecosystem

Every piece works together. From the card in your employee's wallet to the dashboard on your HR screen.

Live

Perkspe RuPay Card

A single prepaid card carrying perks, expense budgets, and rewards balances. Accepted across India's RuPay network at over a billion merchant touchpoints.

Live

Employer Portal

One platform to configure perks, review and approve expenses, issue rewards, and track all spending across your team in real time.

Live

Employee App

iOS and Android. Employees redeem coins, create expenses by linking real card transactions, and manage their balance without back-and-forth.

Coming Soon

BBPS Bill Payments

Pay mobile, internet, DTH, and OTT subscriptions directly from PEP coin balance. Or redeem coins to card with one tap. Powered by Bharat Connect.

Coming Soon

Integrations

Connect Perkspe to the tools your HR and finance teams already run on. Zoho People, Zoho Books, and more coming to the integrations library.

Testimonials
"Perkspe has transformed our benefits program, making it more efficient and genuinely employee-centric. Our team appreciates having perks they can actually use."
VijayFounder, Leading startup company based out of Chennai

What are you waiting for?

Setup takes minutes. Your employees start spending smarter from day one and you get actual visibility into where every rupee goes.

Schedule a Demo

Quick setup · Secure platform · Proven with real teams · Follow us on LinkedIn